FPGFeb 31 minSECURE Act Becomes Law - Part TwoIn our last post we introduced the major areas of an important new piece of legislation, the SECURE Act. In that post we described the pr...
FPGJan 85 minSECURE Act Becomes Law - Part OneThe Setting Every Community Up for Retirement Enhancement Act of 2019 or “Secure Act” just became law. The broad-brush purpose of the Act...
FPGJan 22 minIs Using Active Investment Management a Fiduciary Breach? - Part ThreeIn this series we are considering whether there are clear indicators or “signposts” that investors can follow to decrease their chances o...
FPGDec 9, 20194 minIs Using Active Investment Management a Fiduciary Breach? - Part TwoIn our first post in this series, we acknowledged the compelling force of the theoretical and empirical evidence leading to provisionally...
FPGNov 25, 20193 minIs Using Active Investment Management A Fiduciary Breach? - Part OneIn our earlier post, How Does the Arithmetic of Active Management Add Up?, we presented what we called the “classic passive management ar...
FPGNov 4, 20193 minOutsourcing Fiduciary Responsibilities - A Few Thoughts on A Key MisconceptionRecently Fred Barstein, of Retirement Advisor University fame, wrote an excellent little piece for Investment News on the Top 10 Fiduciar...
FPGNov 4, 20193 minFinalized Association Retirement Plan Rule Introduces PossibilitiesRecently, the U.S. Department of Labor released its final rule on association retirement plans, advertising in its press release that it w...
FPGJun 25, 20193 minWhat 401(k) Plan Sponsors Need to Know about the SEC Best Interest RuleThe Securities and Exchange Commission just finalized the rule it proposed last year about this time. Although the rule itself is quite s...
FPGJun 11, 20193 minSRIs Part Two: Follow the Bouncing Ball – DOL’s Reinterpretation of the Rules for Social InvestingIn Part One of this series, we generally discussed socially responsible investments (SRIs) and environmental, social, and corporate gover...
FPGMay 28, 20194 minPart Three: Making Sure 401(k) & 403(b) Fees are “Necessary” & “Reasonable”This is the third and final installment of the series. Be sure to read Part One and Part Two if you've missed them. Candidate selection a...
FPGMay 28, 20194 minPart Two: Making Sure 401(k) & 403(b) Fees are “Necessary” & “Reasonable”This is Part Two in a three-part series. Read Part One here. Response evaluation You should also budget another four-to-six weeks for you...
FPGMay 28, 20195 minPart One: Making Sure 401(k) & 403(b) Fees are “Necessary” & “Reasonable”As a plan sponsor, you are required to understand all of the fees that are associated your organization’s retirement plan benefit program...
FPGMay 28, 20194 minSRIs Part One:DOL’s Reinterpretation of the Rules for Social Investing - An Opening for 401(k) PlansThere is a highly political aspect to Socially Responsible Investing (SRI) in retirement plans that gets reflected in the DOL rules depen...
FPGApr 8, 20192 minWhat Responsibilities do Employers Retain After Outsourcing Plan Administration?by FPG The most important part of any benefits package is managing it in a way that is beneficial to your employees. Because a retirement...
FPGApr 8, 20192 minHow the Fiduciary Standard Protects Youby FPG When investing, you want to be certain that your financial advisor has your best interest at the forefront of their mind. Several ...
FPGMar 26, 20192 minWhat Are the Employer's Responsibilities as Benefits Plan Managers?by Edward Lynch Over the last decade, employers who sponsor retirement benefits such as 401(k) and 403(b) plans have become much more awa...
FPGMar 22, 20193 minIt’s Time for 401(k) Plans to Become Part of the Sharing EconomyBy Charles G. Humphrey Anyone who works with small 401(k) plan sponsors knows that they have none of the time, patience, skills or desire...
FPGMar 15, 20193 minHow Does “The Arithmetic of Active Management” Add Up?by Edward Lynch Recently, I carved out some time to go through my archive of papers, studies and research accumulated in the day-to-day r...
FPGMar 8, 20193 minUsing Dollars to Make Sense of Financial Wellnessby Edward Lynch Anyone even remotely involved with employee benefits, especially those handling health care and retirement plan matters, ...
FPGJan 24, 20194 minMEPs Part One - You’re A Chamber of Commerce: Should You Sponsor a MEP for Your Members?Introducing FPG’s “Multiple Employer Plan” (MEP) Overview and Evaluation Series As a result of an Executive Order issued by the White Hou...